On line holiday home insurance cover
But many insurance policies have strict rules governing holiday home insurance - they don't like the fact that your home could be empty for periods and be a prime target for thieves.
And if you took your insurance out here in Spain do you fully understand it?
We have teamed up with Norwich Union and Intasure to offer a policy specially tailored for holiday home owners. It includes:
Instant cover
Underwritten by Norwich Union
Fully comprehensive cover
Policy documents in English
Public liability of £2 million
It is vital that you fully understand the
extent and limitations of your property insurance policy. Do you have the
cover for legal liability for domestic employees? What restrictions are in
place in letting and occupancy etc? If your holiday home insurance policy
has been placed through an insurance company in Spain, France, Cyprus,
Italy, Portugal etc. it is more likely that you simply do not know.
The answer to this problem is a specialist in holiday home and overseas
property insurance. A plain English property insurance policy underwritten
by Norwich Union and administered in the UK via helpful and knowledgeable
staff. Don't risk turning you dream holiday home into a nightmare. Property
Insurance available for: Spain, France, Cyprus, Portugal, Ireland. UK and
Greece property.
Look at what is included
- Your cover
is underwritten by one of the world’s leading
insurers – Norwich Union - Up to 40% risk-related discount available, depending on security, claims experience, excess level and your age
- Your property is covered whether occupied or unoccupied
- Your property is covered if let short term or long term
- Excess from just £50
- All policy documents are in English
- Premiums
are paid by monthly direct debit in Sterling from your
UK bank account - We cover the cost of emergency travel and accommodation following a major claim
- Policy covers your swimming pool as well as buildings
- Policy covers public liability of £2m in regard to buildings and contents (traditionally, Spanish policies provide minimal public liability cover)
- Loss of rent included following a claim
- Covers the purchaser of your home during the period between exchange of contracts and completion
- Covers temporary accommodation following a claim
- Wider cover than a standard Spanish buildings and contents policy
- Wider cover than a ‘community’ policy
- All claims are reported to and
resolved by a UK based
English speaking team - Claims handled by local loss adjusters working for a UK adjusting organisation
- Claims paid in Sterling
Beaches
